As the operator of a drinking establishment, you have enough on your mind without having to worry about being sued or having some unforeseen event destroy your business. We know the cost of insurance can be a challenge so we've designed a cost-sensitive premium payment plan for owners of drinking establishments. You'll get control of your insurance costs with us and peace of mind knowing that you are insured right.
Great Coverage for:
- Bars & Taverns
- Nightclubs & Cocktail Lounges
- Pubs, Watering Holes & Dives
- No drinking establishment to big or to small
Key Lines of Insurance Available:
- General Liability - premises liability, completed operations
- Liquor Liability (aka: Dram Shop Liability)
- Additional Liability Limits (Excess/Umbrella)
- Garage Keepers Liability - covers your valet parking risk
- Hired/Non-Owned Auto Liability - employee vehicles driven for company business
- Assault & Battery - patron to patron, employee to patron
- General Property - contents, inventory, improvements & betterments, fine art, signs, glass
- Equipment Breakdown - food spoilage
- Crime, Money & Securities - including employee dishonesty
- Business Interruption - recoup lost income after a disaster (i.e. fire)
- Network Risk Coverage - protect computers and point of service computer networks.
Insurance plans can include coverage for:
- Employment Practices Liability - if sued by your own employee
- Directors & Officers - performance of their duties
- Workers' Compensation - provides insurance for employee injuries on the job
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Why choose to insure your drinking establishment with Bikernet Insurance?
Because no drinking hangout is the same as the next. We customize coverage to suit your business and your budget.
Plus, you'll get loss control advice, safety & health guidance and sound risk management counsel. We know bars!
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